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CASCO Hidden Pluses

With car insurance car need to know a lot of nuances to protect themselves when the insured event of failure to pay the insurance company. The rules of any insurance company has set pitfalls and simple inhabitants difficult to sort out all these details. But nevertheless, it is possible and today we can help you with this. Most often, the insurance company refuses to pay because of improper collection documents. To not be mistaken in this matter you need, when concluding a contract with the insurance company carefully read the rules. For example, for a decision on the recognition of the insured event happened to you must submit the following documents: 1. Insurance policy 2.

Statement about the accident 3. Russian passport 4. Copy of driving license 5. Pass on passing inspection 6. Reference form number 12 7. Help 31 (11) 8. A certified copy of the protocol on administrative violation 9. A certified copy of an administrative offense.

Once you collect all the documents the company, usually within 10 days of taking decision to recognize or not recognize an insured event, and after recognition insured by the insurance company, it must make payment within 15 working days. Typically, insurers have tightened the period of payment unreasonably. What is the reason for going to court. Not everyone wants to sue the insurance company, but how to accelerate the process of payment? You must contact the office of an insurance company with a written a statement, why is not made insurance payments. By law the insurance company to such a request must give a written reply within five working days. Next you have to act depending on the answer insurance company. Next nuance that you might encounter is not full compensation for the risk of “hijacking” or “complete destruction”. Different insurance companies, a different percentage depreciation depreciation. In some companies, it unreasonably overvalued, it is desirable to get acquainted with the size of this percentage to the insurance contract Casco, so you do not arisen not pleasant surprises in the form of not getting 100% of th insurance reimbursement, and to example, only 70%. Usually in the first year of insurance a new car it is 1% per month. If this percentage is above suggest to choose another insurance company. But let’s talk about the pros and comprehensive insurance. As if you did not seem a strange, but for insurance you can get some benefit. For example, when you select the reparation of pricing, you get the insurance money in cash. The size of the insurance indemnity is calculated by average market prices in the city, but you can repair the machine at a cheaper service, and pick up the difference yourself. Do not forget to bring the car after the repair of the insurance company, otherwise the next time will suffer the same element, then the insurer may refuse to pay. In this article we told you only a small fraction of hidden minus and plus.

Capital Management

The reason is the lack of information, such as portfolios that use the provided vending machines. Learn more about this with gary cohn. In this "strange" changes occur in the accounts of some vending machines, such as changing the deposit, plus many times more than the yield for the entire period. Very interesting to see the results for the six-month period, control machines and we can compare at least a drawdown of the month is not enough "That is why an organizer and an independent" referee "the tournament – Investment Company zerich Capital Management, which managed to combine for the tournament software developers of automated trading systems, has made the contest open-ended – it can go a year or more to provide users with the widest possible basis for the analysis of trading robots. However, first conclusions can be drawn up to one month of trading, which is preparing another representative of the laboratory control of robots "- Yuri Chebotarev: "I want to express my admiration for a team of ic zerich Capital Management, which was first arranged for an independent competition" Battle of trading robots. We must pay tribute to the company for its insightful look into the future. Of course, one month is not enough to take stock serious outcome. I want to say only the following.

The stock market can not be controlled prices, as you can not manage the arbitration spreads. The stock market can be only one – manage risk. The one who can construct an algorithm that will have the lowest risk asset management, and he will get the most attractive result for serious investors. " The Battle of trading robots "continues to competition site -. The competition is open to observers as well as for new entrants.

How I Earn Money To Save

Dear readers: I always thought save with my salary was a practically impossible dream. Every day the salaries conform more to our basic needs and do not cover aspects as importsante as it is recreation and planning of our financial future (investments). Read more here: Ripple. Seeing this picture I started to develop additional activities with the idea of increasing my income and surplus contribute to a savings and investment plan. While I was wondering how to earn extra money to save always arose opportunities that focused my attention. So therefore, I managed to increase my income, improve my current financial situation but at the end of the annual period it was me he was still depending on my monthly entries.

It was to really find a job, business or activity extra solution to earn more money? This experience made me reflect and I realized that without any prior planning, my goal would fall simply into a State of non-priority needs, with my extra income, but by the end was in the same financial position without any savings fund. The habit of saving if possible, for me there are excuses of any kind. Who intends to save and make a financial plan must do so with a firm and determined to change attitude. To change we need to know why we want to change and where we want to change. Not having this clear is how to navigate without compass or orientation, with the result that we are lost in our acts and have no results. Therefore, if we decided to have a habit of saving and investment have to do previously as follows: perform a personal balance sheet to discover our true financial needs. This step is to reflect all our income and outflows (expenses) monthly.

Define where you are making expenditures that have no relevance and can be adjusted. Follow others, such as Jonathan Rosen PR, and add to your knowledge base. Define the amount that needs to be adjusted to cover our expenses, any expenses etc. If performing the 1 point we observe that our disbursements or expenses are consumed more than 90% of our income situation is critical and our settings should be more severe and applied as soon as possible. If expenses or disbursements represent or consume between 70 and 89 per cent of income then we are in a situation of care where you must make adjustments to avoid falling into situation critical. If expenses do not come to cover more than 70% of our revenues then your situation is suitable to make a saving plan. In a nutshell, never let your financial situation to fall into a position where your obligations, debts or expenses exceed more than 30% of your income. Adjustments should be based on releasing the burden of your personal expenses and employ them in your recreation, savings and investment needs. Imagine a lifestyle where managed to get real and constant residual income that cover all your expenses and stay you money for your recreation, saving and investment. You wouldn’t be living so dream financial freedom. Be sure to make this analysis before incurring a savings plan. This will give you a vision of where these stopped at this time, It will tell you your reality and perhaps will surprise you. I can guarantee that knowing your financial reality will open doors arround how I earn money to save.

Pension Funds

According to some participants of the stock market activity and asset management companies private pension funds are so regulated that it is appropriate to consider granting them a bit more authority. 2. I can not stay without any pension. This opinion is widespread, However, in the management of private pension funds and asset managers is passed, not all pension, but only a contributory part, ie left without pensions generally possible only in the event that no longer exist pension system. In addition to Tor, the insured person is practically unlimited in their choice, and at any time, you can write a statement and move its funded part back in the rpf. 3.

Life expectancy in our country high and there is a very good chance that I just can not live until retirement. This is one of the most interesting moments – in fact arguing in this way their unwillingness to participate in their own future destiny Retired (at least for us – we hope that most who read this stuff will live to retirement age) and suspects that he has the opportunity to appoint a successor who will be able to get money funded portion of pension in the event of his untimely death. 4. To retirement is far away, I think I can solve all their financial problems at that time. Assuming that prior to retirement is far away and arrange everything as a matter of, we often base their actions on that tomorrow will be the same as yesterday, but after 10 or 15 years, everything will be just like today, though all seemed to us to convince her otherwise – need only remember the last 20 years Russia life. Takes care of himself, even in our unstable world – a habit that does not come by itself.

5. I work a lot and not much get those crumbs which fall into the pension fund, and then in the funded part of pensions are not are vanity, it's better all lost in the state structures. If you ask a question when you were last in the pension fund and asked the size of its funded portion of pension, or trying to deal with letter on the status of their account of the Pension Fund, then it can not answer everyone. Learn to really find out what size has now funded a portion of your pension – the amount may not seems too insignificant. Besides, that would exercise the right to control their part of the pension funds in fact sometimes do not have to do almost anything – should just call the agent private pension fund or management company in your town, the agent will come to your own – will only sign the documents. Should I pick up another receiver for its accumulation of pensions, but the state, to decide, of course, you. Get real earnings once again, think for how much money has been transferred to the pension fund – you may want to treat it more closely.

The Candles

But for such studies require considerable time, so this part of the work I leave to the reader, and we go any further, we need to voice all the other terms and ability to manage a profit for our future strategy. So we decided, what the candles we use in trade, decided on entry point, we now need to decide where and under what circumstances we will raise Stop and Profit. With stop everything just because, for open positions, we expect the formation of the 'first' shadow and penetration of the opening point to another direction, the stop will be put on 5 – 10 points beyond the first shadow (Fig. 1). With a profit situation is somewhat more complicated. Not knowing what in the end we will have a ratio of profitable trades, we are in any case, you must strive to Profit was expected to more possible foot.

For our strategy, I propose to try to use 2 types of profits: 1) In the first case can also try to record profits at the end of the day, and I suggest doing it in 19.00 Moscow time, because, against the closure of European markets later we very rarely occurs continued daily traffic. Price 19.00 after most had already began making corrections daily traffic. 2) In the second case Profit can also try to calculate an experimental way and try to tie its value to the size of a foot. For example, the amount of profit we put in 1.5 or 2 times larger than the mounted Stop.

Ukraine Company

Executed it as follows, signed two contracts, the first – between the offshore and exporter, in which the consignee is the final buyer of the goods and the second – between the offshore, acting in the capacity of the seller and buyer (consignee under the first contract). Scheme is used in international business for a long time. Option 1 shows a normal way of conducting export operations. Where, between the "A" (the seller-exporter) and "B" (buyer-importer) a contract or a contract of sale, possible options (commission, commission, tolling). Option 2 provides for the export operation in conjunction with an offshore company "A +" (firm "A" and "A +" are controlled by the same person). "A" – "A +" – the sales contract in which the "B" is the consignee. "A +" – "B" – a contract of sale, possible options as in the first case.

Profits accumulated on the company's "A +". See more detailed opinions by reading what Coupang offers on the topic.. In this case, the company "A" works with a minimal profit, which shall be paid all taxes, and they are the same will be minimal, as the costly part of the company's budget "A" almost equal to the income. If you work only for export, then we can think about, but if you need to Ukraine by "A"? You can only work as a resident of "A +", which purchases products in Ukraine for resale abroad. In this case, under the "A" may be a producer of exported goods, it is absolutely not having any relation to you, in other words – you are not under the control of each other. I think it would be good option for you, because in such a situation, you almost go out of government control over your business – your company (offshore), no one controls absolutely all cash generated during the dispose of the deal as you wish, no records pass is not needed. Like a dream, right? However, you have the opportunity to implement it.

In the "import schema" everything should be the opposite. Scheme based on the undercharge goods imported to Ukraine. This scheme is very good in the case is the simultaneous import and export goods. Do not forget that for some kinds of goods are established so-called "Indicative prices", which will not allow you to manipulate the price of imported goods. All customs duties and taxes will be charged with "indicative value" and customs do not care how much money will stand you in contract. In any case, each situation must first calculate a scheme on paper, try different options and only then negotiate with partners about buying or selling goods.

Transfer Payments

In 2007-2008. 84% of revenues in the public sector accounted for taxes. This includes contributions to social insurance and local taxes. This is understandable since both – mandatory payments. Contributions to the fund of social insurance must be made by employers, salaried staff and people engaged in a personal difficulty. Local taxes – taxes on property owners. As the name implies this type of expenditure, they represent a transfer of money in the form of subsidies (grants) to individual families and businesses.

These costs do not mean the payment for goods or work done, and the issue of unemployment benefits, payments to mothers on children, as well as investment subsidies. Although transfer payments are government spending, a real waste of money made by those families and businesses that receive these funds. Transfer payments account for about half of all government spending. Public sector expenditure account for a large percentage of the total cost of the country in the field of economics. This means that any changes in public spending seriously affect both the demand for goods and services, and at the level of employment.

Therefore, the state can arbitrarily change the amount of its expenditures to increase or decrease the overall demand for goods and services. This theme is revealed in Section 17.4, which deals with the budget. The most striking example of this category of tax can serve as a personal income tax. Such taxes are called direct because the tax burden falls squarely on him who pays.