Month: July 2012
For anybody the great amount of doors is a secret that the Internet has abierto in infinity of aspects of the newspaper to live and the credits online in Colombia are not the exception. Nowadays it is possible to know the quota his credit, the conditions of the credit, to know how the proceedings required to obtain a loan without needing approaching certain financial organization and physically being able to make agile the management of analysis and approval of credit. It is very probable that you are needing some easy credit or you are for replacing a familiar economic necessity, for your next trip or your next vacations. Thanks to the Internet, you can know some data beforehand and help in the proceeding before his approval and payment. Before nothing what you must know you are that the Internet will facilitate the management of its credit, but does not mean this that you do not have to generate some class of physical contact or telephone with the organization is going that it to advise. As or it is known, to ask for a credit or he is hypothecating, personal or common loans to pensioners, are due to satisfy some requirements legal that allow the organization to diminish the risk of the payment of that money and not yet there is a virtual mechanism that allows to carry out process 100% in line. this it is the real benefit of the Internet as far as proceedings for the loan talks about.
There are three aspects that will help you to transact a credit online in Colombia of an agile and opportune way: To fill your personal information: Indispensable to count by hand on personal information like its complete name, direction, telephone, office, references personasles and relatives. It is probable that it must hasten a credit request online, which is going to be used by the organization that is going to him to give the money. It remembers to print a copy for you in necessary case. To analyze the conditions of the credit: Documntese of everything what its organization demands to him to transact the loan before begins to realise managements in aspects such as the interest rates, the monthly payments and the demanded guarantees. This saves time to him in to go until the organization to only ask. To sign the promissory note: It is possible in some cases of unloading, of printing and to sign the promissory note demanded by the organization and to send it via postal mail along with its digital track and his photocopy of the extended certificate. Of the previous form, you will have saved time and money in the proceeding of his credit online in Colombia, everything thanks to the Internet. Nowadays the possibility exists of advancing to these proceedings thanks to the flexibility in costs and times that the Internet offers to all.
Terms Technician used in 1,1 real estate contracts Capital and Interests on the Capital When beginning in seara of the financial mathematics, necessriose makes the understanding of some used terms, amongst which if definecapital, in express direction, as the force that the money is capable of produzirpara to stimulate the economy. In the existing financial relation in the sociedadecontempornea two types of people exist: the ones that possess money and outilizam to effect loans by means of later act of receiving of one> bigger amount. Of the other side they are the people who take this money loaned. Call the money the paid interest, that is, the paid value more in relation to quefoi taken by loan. To this cost, that is express in percentile way, we call tax of interests. In accordance with the Nephew (2000), the tax of interests is compostapor four elements. The first one of them is the risk, that if understands as aprobabilidade of the buyer of the loan not to honor the debit. The segundoelemento is the operational, contractual expenditures and happened taxes daformalizao of the loan and efetivao of the collection.
The inflation terceiroitem is it to compose the tax of interests, which is appraised as the index dedesvalorizao of the purchasing power of the currency foreseen for the stated period of the loan. The profit (or profit) is the room item, and is determined by the owner of the capital emfuno of the privation of its use or other deinvestimentos chances. As Veras (2001), as well as the work is remuneradocom wage, the property through the rent, the art and the culture authorial pelosdireitos, the interests are the remuneration of the capital. 1,2 Capitalizaton Following the sprouting of the commercial bourgeoisie during Average Idade, occurred, also, an ample development of all sciences. Nocampo that deals with the finances had occurred significant changes in the economic cinciascontbeis and, changes these that can be perceived in the diasatuais.
July 25, 2012
Comments Off on IASB Companies
Currently, 96 countries already adopt the norms the norms of the IASB, and Brazil is not in this list. The entrance of the country in this group depends, beyond the consolidation of the CPC, of approval of the Law of the Societies for Action that is in transaction in the Congress. With the law the commercial accounting would be separate of the countable one, as they ask for the international norms. However, the same law, compels some enrolled companies as limited to divulge rockings, what it dislikes the owners of the companies. The crisis installed with the countable scandals occurrences in the last five years, prominence for the company of Eron energy, the company of Worldcomp telephony and the Italian food companies Parmalat and Crio had forced the unification of the norms.
In the United States, the countable rules had been much more rigid, especially after the law of Sarbanes-Oxley, created in 2002, said Gilbert Luiz of the Amaral, president of the Brazilian Institute of Planejamento Tributrio (IBPT). According to Martins, one of the coordinators of the CPC, in substance propagated of the site of notice of the FUCAPE, the international standardization of the norms as standards will become more transparent the domestic market of capitals, beyond to degenerate the companies, debtors to publish diverse financial statements, each one inside of a different model, depending on the model used for the regulatory authority. ' ' It is a monstrous cost that must if reduzido' ' , Eliseu Martins says. 5 FINAL CONSIDERAES the Accounting are a science in constant evolution and its development directly is related with the changes of the environment where it acts and the form of organization of the entities. The internationalization of the economy and the perspective of an only market have propitiated to the companies a bigger diversity in the captation of resources, despertando, of general form, the necessity to develop an information system in order to harmonize practical the countable ones and to provide to greater comparabilidade for its users.