Valeri Spady / German financial resources AG: ‘ 7 percent dividend is required!’ Kaltenkirchen August 2011. As a specialist in real estate investment the German financial resources AG (DFK AG) has become industry’s reputation. What is the secret of success of the DFK and which performance package of German financial resources AG have real estate investors to expect? DFK Board and sales professional Valeri Spady answers these and other questions in a recent interview. With the Manager of German financial resources AG, the online journalist Frank-Walter Herrlinger led the conversation a few days ago. Real estate, insurance, investments AG, the German financial resources has pursued for years of a consistent financial “-concept.” What you see the benefits of your full support”against the advice of specialized financial services, Mr. Valeri Spady? Valeri Spady: Our portfolio is in fact diversified, but we are of course also clear priorities. The advice provided by the German financial resources AG includes especially the marketing of our seven years successfully on the market place supply concepts and even developed.
It was the purchase of real estate as retirement savings or the DFK beneficiary siebenprozentiger interest: have we as German financial resources AG in the investment sector top products that we can sell with our nationwide presence throughout Germany. Making our discounted frames and group insurance contracts more attractive services for the customers. These benefits pay off permanently for the customers of German financial resources AG. A traditional focus of German financial resources AG is Yes the residential real estate business. How do you assess the specific advantages of real estate as investment today? Worth the entry into the real estate market for private households? Valeri Spady: at the real estate investment, the same applies as in marriage life: depends on the success of the partner.
Power and ground by steaks there is little food the for Bodybuilders are as important as a good steak… Rich in high-quality protein and steaks sure anabolic fat consumed in sufficient quantity, for a mass building like almost no other food. There are steaks in a variety of shapes and price ranges, there is something the taste side as well as the financial burden for anyone. When it comes to the weight gain are but all almost equally well suited by the cheap steak of the neck up to the expensive fillet steak. You can once a month test the benefits of regular consumption of steaks, and during this time 1-2 times a day eat a big steak.
At the end of the month you will be surprised what success it has brought. Eggs and dairy no dairy no weight gain. This applies to both the protein and the caloric intake that is possible through this food group. Milk should be used as the basis for all weight gainers and protein shakes. Who has problems with the weight you can use whole milk due to the extra calories. A perfect start into the day consists of a Together with a few egg whites throughout the day, then 3 to 4 whole eggs can be taken to protein shake.
A well-known bodybuilder takes 4 eggs to themselves even during his mass at every meal. Granular cheese together with yoghurt and fruit is a great snack. A healthy, nutritious snack for the mass building between the main meals can go further. Bulk carbohydrates more carbohydrates better, that’s the motto for each want to build mass. Here, but as high-quality carbohydrates should be used so that even high-quality muscle mass. Oatmeal should be used as a high-quality base. In addition potatoes, whole wheat pasta and rice with each protein meal. In addition there are several smaller vegetables and fruit units should be installed.
Qualified recommendations no recommendation marketing bring new impetus to the customer acquisition, which operates the majority of customer advisors in the financial services industry. Valuable new business is this playful. While far more customers make qualified recommendations, than is generally believed. One comes to this conclusion by Vertrieb24 the Vertriebsoptimierer GmbH & co. KG study.
Only five per cent of the consultants and brokers in the financial services industry use referral marketing actively in their consultations. To make matters worse, the majority of respondents applies wrong and unstructured this means to the acquisition and this gives a large number of potential new customer appointments. A perennial, conducted by the Vertriebsoptimierer GmbH & co. KG Vertrieb24 study, which examines the behaviour of over 1700 consultants from the insurance, investment and banking industry comes to this conclusion. An average 2.4 qualified recommendations per customer the bulk of counselor and brokers can be therefore a lot of potential for New unused business. Because, properly applied, so a further finding of the study, recommendation marketing brings an average 2.4 recommendations per customer Adviser, which can mean up to twenty high-quality new customer appointments per month. This is not loose contacts, but qualified references, which means the Adviser was recommended by the customer personally.
Thus the new customer then was waiting for an appointment on the part of the consultant. Majority of customers ready, recommendations to pronounce as reason suspected encounter Holger Stiebing, head of sales trials in Vertrieb24, the prejudice is widespread among the financial service providers, referral marketing for the rare use of referral marketing among the clients rejection. In our training we have been again and again on the new years, how big is the surprise among the consultants and brokers, when they learn that the majority of the customers is ready to make recommendations, so Sankar. The study underlines this: of the customers in terms of investment in about two-thirds of customers to ready actively to make recommendations. This value to approximately 50 percent of the clientele for banks still on 32 percent is for insurance companies. Frequent and open speech promises the most success the study results also suggest, that referral marketing is applied mostly wrong and unstructured. “Sankar: consultants ask their customers often at the wrong time, or they articulate their concerns unhappy by choosing the right words.” Sankar also notes: Erfolgsversprechend are not the sales tricks of the sales trainer, but an open and authentic speech of the theme. Also increases the likelihood for the willingness of customers to the active recommendation all the more, the more often you already addresses the topic before the actual recommendation question.” Crucial for the success of recommendation marketing for the acquisition of a strategy in the run-up to cope, as the subject of recommendations was spontaneous therefore, the situation can be adjusted and as often woven in the consultation. Company Vertrieb24: Vertrieb24 the Vertriebsoptimierer GmbH & co. KG is Vertriebsoptimierer and acts as all around “-service provider of training, consulting and coaching for distributors.” As traditional B2B company specializes Vertrieb24 on sustainable promotion in the financial services industry and its service offers funds, as well as sales companies and broker pools insurance companies, banks, investment companies, initiators of product in the area of real estate, closed end with sales representatives/partners.
Can the Fed regulate the financial system without causing another crisis? 21 July 2009 the recession in the U.S. economy, is slowly seeing its end. In yesterday is reported the index reading for United States of anticipated economic indicators which rose 0.7 percent in the month of June surpassing market expectations. And with the beginning of the economic recovery, the debate on the regulation of the U.S. financial system, returns to the center of the scene. The response of the Government of Barack Obama, has been acting on the heart of the problem and modify the regulation of entities that make up the financial system, where the U.S.
Federal Reserve took on a new role. In the month of June, it became known the proposal for reform of the financial system drawn up by the Government of Obama where the Federal Reserve received new powers, helped by several agencies, and the Treasury to oversee large financial firms whose potential collapse could threaten the system. The so-called report Rebuilding Financial Supervision and regulation, the Government contemplates that the Fed should also monitor systemic risks in the financial markets more closely, requesting reports to financial institutions to see if they meet the required minimum capital requirements and monitor matrices and subsidiaries of all financial companies, including those that belong to non-regulated markets or are abroad. In addition, the Fed would take control of regulation of markets that previously lacked Regulation (the so-called over the counter), such as derivatives and securitisation. The greatest power that the reform of the system of regulation and supervision gives the Fed runs not reform but that it goes far beyond, reconsidering aspects such as financial consumer protection or remuneration to senior managers. However, the major questions that have been heard are linked to the greater power of the Fed and not a few who raised their objections to his new role.
Middle-class needs in the short term working capital financing Berlin, July 31, 2009 – the financial expert Prof. Ulrich van Suntum thinks nothing of the plan of Finance Minister Peer Steinbruck, if necessary to force the banks to lend to companies: “That doesn’t work,” van Suntum writes in the okonomenBlog of the initiative new social market economy (INSM). Rather than compulsion puts on special economic loans”the Director of the Centre for applied economic research of the University of Munster, whose rate of economic growth is linked. The core problem of the credit crunch is the lack of liquidity of the company. Banks Park the money in the banks because they are afraid to give credit to the economy. Although the central bank interest rates are historically low, corporate loans remain expensive and are difficult to obtain.
It is important to relieve the companies of the illiquidity risk, without thereby removing the normal entrepreneurial risk them. Van Suntums proposal: special economic loans, whose interest rates on economic growth and the It is linked to long-term real interest rates. In times of economic weakness, this interest rate under the normal conditions of credit in booms in would be. Van Suntum: “in the current crisis even a negative interest rate would will be paid out the company currently about 2 percent, rather than as currently about 6 percent charge.” The Central Bank would have to offer a similarly favourable refinancing. That decrease while future Central Bank profits and indirectly also the budgetary burden: “This Keynes 2.0 is model non-cheaper than debt-financed spending programs”. The current stimulus programs combat only the symptoms and not the causes of the crisis. Emergency measures to secure the financing of medium-sized businesses of the President of the Federal Association calls for medium-sized business (BVMW), Mario Ohoven: faced with the dramatic drop of in lending to 35 billion euros to companies in the euro area alone in June to this year, the policy must be immediately. Otherwise he threatens the restrictive credit policy “Banks tens of thousands of small – and medium-sized enterprises the insolvency.” The middle-class President proposed as a first step, to increase the assumption of liability by the KfW financing of working capital by up to 50 percent to 80 percent.
If the credit crunch worsens, the Bank principle should be overridden limited. This would give the opportunity to lend directly to companies”KfW, explains Ohoven. He also calls to expand the scope of the financial offices to distressed companies. Tax deferral immediately can be approved until a year payment on request. In SME financing is danger in delay, stresses Ohoven.
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But, what it calls the attention in the period Brazilian settling are the actions of povoamento forced (African indians, peoples and same of poor Europeans) in parallel to the obligatory work? servitude and slavery the principle? why according to the Prado Jnior, the European would come to these tropical lands with following the proposal: America would put to it to the disposal, in immense treatments, territories that only waited the initiative and the effort of the Man. It is this that will stimulate the occupation of the American tropics. But bringing this acute interest, the European colonist would not bring with it the disposal to put it to it service, in this so difficult and strange way, the energy it its physical work. He would come as leading of the production of sorts of great commercial value, as entrepreneur of a profitable business; but only the contrataste as diligent. Others would work for it.
(The PRADO JNIOR, 2008, P. 28 the 29) Such affirmation indicates the predisposition of the colonizador, consequentemente of the Brazilian elites, to the exploration of the man power, of the physical effort of the other? it is read later of the colonized one and of the classrooms that if they form in the social peripherals. Observing that the formation of the social classrooms suffers the consequence from the facts that if had given here, consubstanciados for chaste the dominant ones, fits to point that they were noble declining here in the Europe and rich; still, was these layers that spread, from its domnios, the external interests. The declining noblemen did not have ownerships as the rich noblemen, but compared with the people who already were here, they could thus be considered. … Richest was awardees with more extensive lots, located in the Zone of Mata Northeastern, where the ground of massap and the humid tropical climate favored the culture of the sugar cane.
Returning to emphasize the security and the confidence: neatness, formality, seriousness; not talking about to that one of sense of inflexible humor that it does not have capacity to jokes to brighten up the moment. The objective is that the moment of transaction is a little while pleasant and satisfactory. Paid attention. The knowledge to listen to, to show interest in the needs of the consumer, rendering attention to its requests and at the same time to count on the information and the knowledge on the product or service that this offering itself. A information that real and is supported by resources facilitates the success with the people. The personal reconnaissance of the client. A firm, educated and customized greeting, creates major identification at the time of making a contact with the enemy. Mainly in the case in which it is tried to capture the attention to speak on the benefits of a product or service and of informing into a temporary promotion.
3. After-sales service. To obtain the complete satisfaction of the client: an objective but is the conviction of the client of to have realised the correct purchase, to have profiteer the offered promotion. When establishing a relation transaction, is not in a single direction, is rather a cycle where the buyer and salesman create a bow; with the after-sales service that bow is fed back. That bow, is an advantage against the competition, since many salesmen conclude the sale and cut that connection. Test to positively continue contributing to the quality of your product stimulating the client so that it does not make a single purchase, but is satisfied with the product and the service so, does that it again. To create a positive connection between the buyer-salesman, is the objective of the interpersonal relations in the businesses. The after-sales change of attitude, to transmit security and confidence and service, are some recommendations so that a salesman captures the attention of the client and achieves the objective.
Everything that you have to make is to congregate information enough of as to start and a burning hot desire to move of life. You are prepared? Exactly if you will not have the experience and knowledge, you can commercialize what it knows online. You do not have to be worried, because people exist who are made use to supply information to it on as you can gain money working to leave of house. To become involved in a business online if becomes more efficient if you are looking to the trustworthy people certain who already are in the branch have years and you not to vender any course online for one changed of money. You will have much work you will be yourself to start everything of the start and to learn what nor she imagines that exists. You have that to have communication with some organization that has the same objective that you. Of this form, you he can learn more on as you can make its business in the Internet to go to stop much less in the top in time and with much more force.
Everything this with very work, is clearly. Magical pill does not exist! Exactly if you already will have a job in a company, to start its proper business online you can help it to gain it money working in house. Perhaps a domiciliary business is what you come looking for all its life. To engage in a business can become it skillful in terms of enterprise management. Who can say that with the time its I negotiate in house does not grow as much that you can only live of it? In the Internet the limit does not exist. After all if its objective is to gain money, one day who knows after very effort will be able until releasing its normal job and living in any place of the world, or same house, making what it likes and earning very well therefore.
They are more than the 200 factors that Google considers at the time of making the pages of natural results at the moment at which a user does one query, that is to say one consults. The Pagerank is only one of them, as also they are it the speed of load, the semantic relevance of texts and until the antiquity of the dominion. In addition, the same dominion is crucial at the time of appearing in SERPs, thus we will have to consider this ingredient at the time of planning our strategies of CATHEDRAL and marketing. We examine why. The pertinent dominion is perhaps one of the ingredients that will plainly take to us to rankear in the Top10 of the searches, thus is advantageous to choose it with extreme well-taken care of. That is to say, if its dominion is, it could almost bet that it will have many possibilities of leaving very good positioned for this search, but unique for this. We imagine for example, that you have 5 terms or phrases keys that represent their products and in which wants to go out well positioned.
If it has used one of these terms like part of his dominion, this does not guarantee that it comes out well located with the other four, by more semantic relevance than they have. For this reason, is obligatory to choose its key words in principle at least with which its activity of promotion will begin online. It is good for registering short names of dominion, easy rememoracin. But it is seen in the crossroads choose, between a short expression, but without apparent meaning, and one more a longer but more representative expression for its dominion, we recommended the second option to him. Locala, if its business must like objective conquer a local market defined good, this can be clear expressed in its name of dominion. A typical case of this is the companies of real estate changes or.
It is difficult that this type of sites looks for to conquer markets in other countries or languages for example. By this, the ideal dominion could be, by examples change-Avila, where it will be clear expressed the searches in which it is desired to come out well positioned: for all those users who need a service of changes in this city. With the internal pages also it agrees to act with the same criterion. As case, is necessary that the pages dedicated to products include the name of the same in the URL of the page. Following with the mentioned example, it would be the ideal URL to look for a good positioning with these words. It is clear then that the election of the URL is a determining factor at the time of looking for a good positioning Web in Google.