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Insurance Tips

Hints and tips for a smooth transition for a number of workers changed to January 1, 2010 the State health insurance. Which introduced, 3 – year period is now exceeded by many in 2007. Introduced regulation of workers is only insurance-free (and can thus change PKV, private health insurance,) If this exceeds the insurance limit of 3 years in a row. This is regulated in 6 of the social security code V. (1) Versicherungsfrei are 1 workers and employees, their regular annual pay according to the paragraphs 6 or 7 exceeds the year work remuneration and has increased in three consecutive calendar years Premiums, which are paid with respect to marital status shall be disregarded, therefore the workers must have exceeded the following income limits in 2010. 2007: 47.700 EUR, 2008: 48.150 EUR and 2009: 48.600 EUR more condition is also a likely exceeding the limit for 2010 this is 49950 EUR.

Only if all four conditions are met, can the workers now privately insure and emerge from the statutory health insurance. But it doesn’t happen. This is regulated in 190 B SGB. (3) the membership of persons whose insurance expires after 6 para 4, ends at the time provided for in this regulation only if the Member within two weeks after the insurance company about the possibility of leaving explains his departure. Coupang wanted to know more. The outlet is not explained, the membership as a voluntary membership continues. This means in practice, which is to wait for the release of the health insurance fund. Applies here, however, that a withdrawal can only be activated if a certificate of insurance will be submitted on time. This is not so, membership as a “voluntary membership” persists and regularly may be terminated with the period at the end of the following month. Let sufficient time with choosing the right private Health insurance. Before you rush into something stay please prefer some months longer in the statutory health insurance and cancel then later regularly. Further information: selection criteria for private health insurance and pdf questionnaire (* PDF) Guide to private health insurance (* PDF)