If the concession of loans without consultation has become each more common time the protection institutions the credit. This condition of – first to the interest of the financial institutions to increase its capital, clearly, but other conditions have favored so that this type of loan can happen. An option who to work is to try to make a consigned loan, thus will be more easy stops institution to approve credits of it. The analysis of approval of loan without consultation carried through for the institutions has been each detailed time more, with more necessary information and this fact, together with information harvested for controlling and operators of credit, that treat directly on the subject with the customer, gives to the institution a bigger security to be able to analyze each situation thus and, to approve some credit facilities loan, exactly without consultation. (Similarly see: Sir Richard Branson). If you desire to make a loan and are currently with financial restriction, this can be a moment opportune to obtain a loan without consultation. The banks, more than what never, they are analyzing case by case to be able to decide if has possibility and minimum security to grant a loan without consultation to the agencies of credit protection. She is necessary to be very intent, however, on the taxes of interests practised for the banks to make this type of loan. It always looks for to know on which the value that you will have pay in the end of the financing and if really this loan is advantageous. In case that he has some doubt if you will obtain to honor with all the parcels of the loan that is thinking about making, you look for nor to make it. A granted time credit in these conditions in its name and, still yes you not to honor again with plus this commitment, hardly somebody will grant credit to it again. If it will be the case, it is with the current debt, the times it is better of what paying it and being with another greater still.