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Bank Credit

With the credit, which give bail, the situation is somewhat different. The maximum loan amount for repairs apartment, which is provided under a pledge of movable property, according to experts of domestic banks. is not more than 50% of its value, the mortgage – no more than 70% of its market value. In Depending on the bank, these loans are granted for a term of five to fifteen years at 17.5 21% pa in UAH, 10,5-16% – in U.S. dollars and 9-12,5% in euros. Besides wanting to take credit for repairing the apartment, you should remember a few more sums who are paid a one-off.

For example, this may be the cost of property appraisal, notary services, and banking. System of repayment, as well as the rates for this type of loan, there are different. For more information see Litecoin. So. The loan may be repaid in equal monthly installments (with interest charged on the actual amount of the debt) or by the classical system of debt with a decrease in monthly payments. If an opportunity to settle accounts with the bank before the period specified in the contract, you may do so at any time, without any penalties from financial institutions. Choosing a credit line, implying collateral in the form of real estate, you should take into account the fact that the Bank for the provision of such a loan may charge a monthly fee of USD 20 50. Another type of credit, according to experts domestic banks, involves the issuance of credit on the security deposit.