Month: July 2012

IASB Companies

July 25, 2012


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Currently, 96 countries already adopt the norms the norms of the IASB, and Brazil is not in this list. The entrance of the country in this group depends, beyond the consolidation of the CPC, of approval of the Law of the Societies for Action that is in transaction in the Congress. With the law the commercial accounting would be separate of the countable one, as they ask for the international norms. However, the same law, compels some enrolled companies as limited to divulge rockings, what it dislikes the owners of the companies. The crisis installed with the countable scandals occurrences in the last five years, prominence for the company of Eron energy, the company of Worldcomp telephony and the Italian food companies Parmalat and Crio had forced the unification of the norms.

In the United States, the countable rules had been much more rigid, especially after the law of Sarbanes-Oxley, created in 2002, said Gilbert Luiz of the Amaral, president of the Brazilian Institute of Planejamento Tributrio (IBPT). According to Martins, one of the coordinators of the CPC, in substance propagated of the site of notice of the FUCAPE, the international standardization of the norms as standards will become more transparent the domestic market of capitals, beyond to degenerate the companies, debtors to publish diverse financial statements, each one inside of a different model, depending on the model used for the regulatory authority. ' ' It is a monstrous cost that must if reduzido' ' , Eliseu Martins says. 5 FINAL CONSIDERAES the Accounting are a science in constant evolution and its development directly is related with the changes of the environment where it acts and the form of organization of the entities. The internationalization of the economy and the perspective of an only market have propitiated to the companies a bigger diversity in the captation of resources, despertando, of general form, the necessity to develop an information system in order to harmonize practical the countable ones and to provide to greater comparabilidade for its users.

Credit Online

July 12, 2012


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For anybody the great amount of doors is a secret that the Internet has abierto in infinity of aspects of the newspaper to live and the credits online in Colombia are not the exception. Nowadays it is possible to know the quota his credit, the conditions of the credit, to know how the proceedings required to obtain a loan without needing approaching certain financial organization and physically being able to make agile the management of analysis and approval of credit. It is very probable that you are needing some easy credit or you are for replacing a familiar economic necessity, for your next trip or your next vacations. Thanks to the Internet, you can know some data beforehand and help in the proceeding before his approval and payment. Before nothing what you must know you are that the Internet will facilitate the management of its credit, but does not mean this that you do not have to generate some class of physical contact or telephone with the organization is going that it to advise. As or it is known, to ask for a credit or he is hypothecating, personal or common loans to pensioners, are due to satisfy some requirements legal that allow the organization to diminish the risk of the payment of that money and not yet there is a virtual mechanism that allows to carry out process 100% in line. this it is the real benefit of the Internet as far as proceedings for the loan talks about.

There are three aspects that will help you to transact a credit online in Colombia of an agile and opportune way: To fill your personal information: Indispensable to count by hand on personal information like its complete name, direction, telephone, office, references personasles and relatives. It is probable that it must hasten a credit request online, which is going to be used by the organization that is going to him to give the money. It remembers to print a copy for you in necessary case. To analyze the conditions of the credit: Documntese of everything what its organization demands to him to transact the loan before begins to realise managements in aspects such as the interest rates, the monthly payments and the demanded guarantees. This saves time to him in to go until the organization to only ask. To sign the promissory note: It is possible in some cases of unloading, of printing and to sign the promissory note demanded by the organization and to send it via postal mail along with its digital track and his photocopy of the extended certificate. Of the previous form, you will have saved time and money in the proceeding of his credit online in Colombia, everything thanks to the Internet. Nowadays the possibility exists of advancing to these proceedings thanks to the flexibility in costs and times that the Internet offers to all.

Capital Loan

July 4, 2012


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Terms Technician used in 1,1 real estate contracts Capital and Interests on the Capital When beginning in seara of the financial mathematics, necessriose makes the understanding of some used terms, amongst which if definecapital, in express direction, as the force that the money is capable of produzirpara to stimulate the economy. In the existing financial relation in the sociedadecontempornea two types of people exist: the ones that possess money and outilizam to effect loans by means of later act of receiving of one> bigger amount. Of the other side they are the people who take this money loaned. Call the money the paid interest, that is, the paid value more in relation to quefoi taken by loan. To this cost, that is express in percentile way, we call tax of interests. In accordance with the Nephew (2000), the tax of interests is compostapor four elements. The first one of them is the risk, that if understands as aprobabilidade of the buyer of the loan not to honor the debit. The segundoelemento is the operational, contractual expenditures and happened taxes daformalizao of the loan and efetivao of the collection.

The inflation terceiroitem is it to compose the tax of interests, which is appraised as the index dedesvalorizao of the purchasing power of the currency foreseen for the stated period of the loan. The profit (or profit) is the room item, and is determined by the owner of the capital emfuno of the privation of its use or other deinvestimentos chances. As Veras (2001), as well as the work is remuneradocom wage, the property through the rent, the art and the culture authorial pelosdireitos, the interests are the remuneration of the capital. 1,2 Capitalizaton Following the sprouting of the commercial bourgeoisie during Average Idade, occurred, also, an ample development of all sciences. Nocampo that deals with the finances had occurred significant changes in the economic cinciascontbeis and, changes these that can be perceived in the diasatuais.

Federal Constitution

July 1, 2012


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Introduction Brazil admittedly has a set of the most detached environmental laws of of the world (since it possesss an immense tropical forest), especially since the creation of the CONAMA (National Advice of Environment), in 1981, and also after the Federal Constitution of 1988. It must be recognized by the way, that during years 90, it had a great legislative advance in the ambient area, with approval of you vary laws as: Ambient crimes (9.605/88) and the National Politics of Ambient Education (9.975/99). Unhappyly, the application and fiscalization of these laws have esbarrado in aspects politicians, economic and cultural. The pragmatismo politician has provoked true disasters in the ambient area, this if it becomes evident when we perceive that the ambient agencies of the federal, state and municipal sphere, are being managed for people whom nothing does not have to see with the environment, are the campaign allies politics, that of some form wants is in the government. However, on secretariats or agencies the ambient area, make use of few resources to act of efficient form, what &#039 does not happen more in the agencies; ' importantes' ' that they are busy for managers of the proper party of the government. Of this form, it is almost impossible to work the ambient question with the attention that it deserves, a time that the agencies make use of few financial resources and they do not obtain to keep professionals in number and quality to act in the sector. How many times already we do not hear this phrase ' ' it is impossible to develop itself without it has degradao' ' , but he will be same that we need to degrade the environment stops developing in them, or this is not plus one faceta of the capitalism that still wants to insist on the idea of that pollution is sinnimo of progress, generating ambient disasters behind disasters, and that a small minority if only benefits of the privileges.