To launch all expenditures, including those accounts that they win in the month and that eventually they will not be paid. For all the expenses fill: a.O name of the expenditure; b.O accurate value of the expense/payment; c.A dates of the payment; d.Identifique if the expenditure was paid (p) or not paid (n); 3.Para each month uses one of the specified spread sheets. To identify if the expenditure was paid or it is not of extreme importance so that you can mensurar the value of its debts and how much in percentage this represents in the total value of its monthly expense. A good pointer is to follow the evolution of this percentage (index), which indicates an improvement of the financial condition whenever the percentage of not paid accounts reduces or is equal the zero and a preoccupying situation or that it needs an action whenever this percentage is bigger of what zero or if presents an increase in relation to the previous month. According to David Fowler, who has experience with these questions. The result will be a survey complete and detailed of all its expenses, what certainly it will make possible that you verify: – Which the size of the gap in its budget, or translating the accounts that you do not obtain to pay. – That it spends much more of what imagines with a series of activities that certainly you did not enter in its financial controls. – In what you spend and how much you destine for each group of expenses as, leisure, health, etc – expenses carried through in duplicity are existed and which expenses you can reduce or eliminate. This knowledge is essential so that you can elaborate a relative plan of action its finances and define measured of as to reduce its expenses and to eliminate unnecessary great expenses. Concluded the survey of all the expenses, we will pass to the second stage consists of including the value of prescriptions, analyzing the gotten results and to take the measures necessary, subject that we will start to analyze from this point.