There are two basic and fundamental ways to see prosper our finances: reduce costs and increase our revenue. Not the latter is so prevalent, especially if we consider how difficult that is to increase the purchasing power at present. Increase our revenue does not depend on many times of us but the willingness of our boss or Manager, the economy in general and the profits of the company for which we work, of as we go in our own businesses in function to the free interplay of supply and demand. However, what if we can make is to operate on our expenses. Inventory of fixed expenses. I recommend you do an inventory on your fixed expenses: write down them one by one in a sketch or draft. We find for example telephony, health, insurance, taxes and services, etc.Readymade once this list, begin to discriminate each of the items to view in how much and how you can reduce them or adjust them. An example of this is the cellular telephony.
Consult a representative of the company on more affordable plans. If you have much seniority as a client You can request to pass a plan more economic that not you involve losing the benefits you already have. Same thing happens with your social work, you can redefine the contract to be assigned you a plan most appropriate to your current needs. In terms of taxes, often paying a single fee you can receive special discounts or bonuses. Find out about it. You can find many wasteful spending and eliminate them even detecting services that debited your account without making a current use of them. It is question of a decision.
Nobody will care your Pocket by ti. You must decide between being tidy, neat, have conduct at your finances or let yourself be and continue impoverishing you. Supermarket in your trips to the supermarket or hypermarket intend to go buying cheaper goods than in the warehouse of the front of your House but you end up spending much more than if you bought the same products in your area. why you think that? Because you leave yourself carried away by tempting gondolas choosing unnecessary products that you had not intended to buy. Not to mention if you’ve been to the children. The tenderness and the sweetness with which you are asked will make cracking your heart if you do not give them what you ask for. Many credit cards falsely believe that the credit card is the solution to your decreased purchasing power and economic limitation. If there is no conduct credit cards can become your worst nightmare, since you will end up devoured by interest and maintenance charges. In short it’s identify wherever he goes the money leak in your personal finances. Once you’ve detected it is time to be firm and make adjustments. It is one thing to save and the other is being stingy. What here is adapting your economy to your current reality and prevent that they choking you comprometiendote with future debts and restandote costs savings capacity to thrive in your finances.