Tag: insurance & pension


Marco Frohlich

May 18, 2018

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The Vantargis group of companies with its leasing companies Vantargis Leasing GmbH and Sigma Leasing GmbH, a joint venture with the active) lease Vantargis finance GmbH offers its customers a large leasing product portfolio. These include the various leasing models, such as sale-and-lease-back or even rent to own. Especially in the manufacturing, sale-and-lease-back is a smart way of improving liquidity. The company sold used, mobile assets in this type of lease and least it back then. The type of financing often significant hidden reserves from capital gains can be ceilings on and in addition, entrepreneurs can use still tax advantages. Because the leasing costs can be as operating expenses tax claimed, which is not the case with the Tilgen loans. So, the monthly leasing fee reduces the profit and thus the taxes to be paid.

Our customers complain often the long processing times of banks”knows Marco Frohlich. Because we are independent bank as Vantargis group of companies, we ensure a quick funding without long processing and decision-making times with all of our solutions”. There is more information around the topic of financing on the new knowledge portal for SMEs under background to the Vantargis factoring the Vantargis factoring GmbH is a bank-independent factoring company. The company financed small and medium-sized enterprises with an annual turnover of up to EUR 10 million nationwide as a full service provider in the factoring. Here, the Vantargis factoring GmbH with finance, insurance of bad debts and Receivables Management combines all aspects of factoring in any service. For companies from 10 million Euro turnover is factoring also implemented in the in-house procedure.


Rising Gold Price Leads To Physical Sales Of Individuals

May 18, 2018

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In the context of a rising gold price thinking individuals became increasingly concerned with physical sales. This must take account of specificities of the gold price moves up again since about a week and is currently at about 910 US dollars. As well as in the recent past, a rising price of the precious metal stimulates the one or other individual, to gild any treasures”. This includes especially old dental gold, what is currently gladly purchased and therefore also strongly promoted by numerous commercial outlets. Gary Kelly is actively involved in the matter. Another way is also by this or that piece of jewelry, possibly from Grandma’s times, to separate and for it to accept cash.

This, however, is difficult to determine the value for the inexperienced. Many relevant factors play a role. For example the weight, but here are a few different dimensions apply. On the other hand also the purity of gold. A high number of carats testifies to a higher gold content, and is reflected in a correspondingly higher value. Not to forget also, the exchange rate between the euro and the US dollar.

Because the price of gold is typically specified in dollars, devaluation of the American currency for sellers from the euro area noticeable negative. The gold calculator on (to see) you can calculate quickly and easily what market price your gold in different gauges currently owns. These include kilos, Oz, DWT, grams and grains and pure ounces. The results are reported both in US dollars and euro.


Clarifications

May 18, 2018

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The no-claims bonus is basis for the calculation of car insurance every year is the search in the autumn again, the aim of a new car insurance. The car insurance market is large and confusing for the uninitiated. Because, at first glance, all car insurance companies have the same services and the same fare conditions. But the impression is deceptive, because anyone who reads even the fine print, because the fare conditions and the terms and conditions are often more than 100 pages. The differences begin with the no-claims bonus. Although it talks about each car insurance, but he means not everywhere the same. So does this mean an SF 5, that the insured person the last five years was traveling undamaged on the streets, but the percentages according to which the contribution is calculated can vary.

But now think the differences are so are thus traded up in the no-claims bonus, who deceives. The next difference is often first noticed in case of damage. Bernard Golden understands that this is vital information. There are for example various cuts in the event of damage. So some car insurance companies at a claim of only two SF downgrade years on the scale, while other levels SF four years away. The insured person it could make a difference of several hundred euros in the event of an emergency in the year. For motorists who travel for 20 years and longer on the streets, even bargain can make. Some insurers go 20 damage freedom class up SF, others, however, to SF 25. The percentage, which is the basis for the contribution changes accordingly.

In addition, there is one at this high no-claims bonus, let’s call it, unofficial discount saver. Specifically, this means the insured person of a no-claims bonus, by SF 25 its own calls, in the case of damage which is downgraded SF – discount though, but the post remains the same. The contribution is however twice as high with a renewed claim. For beginners, there is the correct discount saver. The premium for the insurance fails although expensive something in the moment, in case of a It means damage however, once is zero. Some insurance you can cause even more damage per year without having the insurance premium will be promoted. Who would like to learn so comprehensively should pull several insurance consider and compare the fare conditions. Or you are looking for competent help themselves.


Million Euro Debt

May 18, 2018

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Debt does not necessarily have to mean the end of economic, has described success author Wolfgang Rademacher in his numerous guide books. SELM. In the life of a non-fiction author, there is at moments that satisfy him with special pride. Wolfgang Rademacher was recently such a moment enjoying: one of my readers in a letter informing me that him from my advice rescue in the foreclosure, the power of the debtor, Mach, bust and take off against title one hundred percent helped have good manner, that his opponents this checkmate were used the Selmer bestseller-Garant told very well tempered. I of course always good to hear that the own experiences can help out other people in difficult financial situations about debt.

Or just the execution. In his letter, the reader describes his initial malaise: with millions of euros Miesen and a pack of enemy Bank lawyers most Neck he got desperate after the term debt gegoggelt and is found in Wolfgang r’s books. That, he stresses were it a real help in contrast to the RTL broadcast of out of the debt with Peter Zwegert, through which he could only chuckle: compared to your debt, Mr. Rademacher, are just peanuts. How to checkmate is even cunning professional banker as he no telegenic debt Whisperer, but with the help of Wolfgang r’s practical self-help books got rid of the debt to its former Bank and could do his own personal get out of the debt experience, has taken the reader in very personal terms: your books have motivated me to never give up. I got rid of almost 1,800,000 debt through my tenacity and my house for at least 10 years can continue to use the rent by monthly 540. (I had rented the House to my wife, with the addition: landlord waived over the next 10 years) on a cancellation; Home insurance and property tax pays the Bank.) I kept two real estate, of which I immediately sold one for 65,000.


Susanne Plocher Porsche

May 18, 2018

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In addition, prestamo offers various Festival offers that provide amounts between 2,000 and 20,000 euros and see most maturities between four and six years. If you would like to know more about Gary Kelly, then click here. The special loans of prestamo financial service GmbH, for people who have difficulties with the receipt of credit by the Schufa entries are an interesting option. Various credit promotions round off the spectrum of prestamo financial service GmbH. To request a quote by prestamo to one of the existing credit variants, a prospective buyer must enter online only the desired loan amount, the intended use, as well as some personal information on the immediate question on the Web page of prestamo financial service GmbH the confidentially and in terms of the data protection be treated. Without obligation and free of charge prestamo team submitted a proposal to a credit agency the customer on basis of this data at short notice and informed in detail and transparent run-time, monthly payments and the total amount to be paid. Any questions about details of the individual supply of credit can be clarified this at any time via email or by phone with the staff of prestamo financial service GmbH.

In addition, the prestamo financial service GmbH with the private agencies convinced not only borrowers but also webmasters who are interested in the profitable affiliate program of the Fellbach. In the case of a successful negotiation, up to 60 Euro curl Commission which in addition that it can be still increased by a payment of 1% of the respective net credit amount. To only the prestamo banner must in the own website are incorporated and catered for traffic. This ensures a special tracking system, that credit accounts clearly the respective prestamo affiliate can be associated. Alternatively to the passive use of the online advertising banner customer acquisition for prestamo can be actively operated the Fellbach allocate for this purpose professional Info material free of charge. To become prestamo partner and with commissions to secure lucrative perks, a registration via online form is sufficient.

About PReSTAMO financial service GmbH prestamo financial service GmbH operates successfully in the area of credit intermediaries and appreciated throughout Germany as a reliable partner by private and commercial customers. The prestamo financial service GmbH offers Festival offers, urgent loans, officials credit and special credits, which are possible even for people with Schufa entry. The experienced team of prestamo financial service GmbH consists of credit intermediaries with decades of professional experience, who work with banks, private donors and investors to develop individual solutions for borrowers. Prestamo financial service GmbH is Fellbach in Baden-Wurttemberg.


Bogdan Kellinger

May 18, 2018

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This is very customer friendly and fair designed for some companies, but others can cause even after years still problems. I can only advise anyone who wants to conclude a basic pension, to seek an independent agent or insurance broker, who may submit the desired tariff variation after determining a personal calculation of comparison, based its recommendations on the basis of certain financial ratios, and can respond also to some condition criteria. This includes approximately, how long you must have deposited in the contract, so that this not completely disappears when premature termination or payments to be made in the contract can be made also on what terms.” The flexibility of the basic pension is a telling argument for traders. So one can financially successful years Payment in the contract provided to save immediately more taxes and at the same time to provide for old age. But at this point, the rates differ. Some insurers allow already co-payments for example 300,-EUR, other only several thousand euros, which of course means a significantly worse flexibility. Independent advice will help the customers in regard to the basic pension, not to put on the wrong product.” More information about the base pension as well as the possibility of a request for an independent comparison calculation can be found on the website. Bergische Assekuranz broker Lise-Meitner-Strasse 5-9, 42119 Wuppertal Tel: 0202-317 13 155 fax: 0202-317 13 165 E-Mail: Web: contact person for the press: Bogdan Kellinger the company Bergische insurance broker was founded by the diploma economists Bogdan Kellinger and Karsten Werksnies as an independent insurance broker.

With the Internet presence of young insurance.de that has Company specifically specialized in the needs of private individuals and professionals would want no advice-bound insurance representatives an individual insurance company, but based on independent comparison calculations to get low-cost and high-performance offerings of from various companies. Bergische insurance broker has connections to more than 100 different insurance companies. There are special rates available for various professional groups such as students, trainees, graduates, or certain traders. In addition, all other age and occupational groups will advise comprehensive, fair, independent and competent. Since 1998 in the insurance industry are active customers via the Internet, by telephone and by post served – when preparing offers, as well as in the event of a claim. The strength of the Bergische insurance brokers is characterized by a very high market coverage, highly trained staff and various specific target groups tailored offerings out. With an individual analysis and the use of cutting-edge financial comparison software, customers are advised objectively and independently.


Dakota Indians Life

May 17, 2018

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The Axel Springer Verlag as a henchman, attempts to bring the heavily scratched life insurance industry back in the running! Under the heading are sure the newspaper Bild Zeitung “carried a major contribution through the private old-age provision still life insurance in its yesterday’s Edition. But who are believed to be able to see the long overdue information to the life insurance industry, was disappointed once again! Although profits were a topic, the real message, however was quite another. At the exact reading quickly became clear, consumers should probably be animated to give new blood to the heavily scratched life insurance industry! But how safe is because now the life insurance industry asks consumers? Can the hive protector save really the entire life insurance sector and thus all insurers in one fell swoop? So, this large-scale post raises more questions than it gives answers! As reported on the one hand the dramatic losses and the dangers which have to deal with consumers and on the other hand, recommends you, exactly this way for a secure retirement to go? At this point should be mentioned to the hive protector one, maybe two”save insurance companies, but certainly not all! What did you achieve with this post so: the confidence in the life insurance industry among consumers on the new to snag without this must to give a pure wine? A last attempts, desperately still new blood by the consumer to provide the life insurance industry, but to be able to dodge the inevitable? And what was the trigger that necessitated a so large scale justification of the life insurance industry? Was it perhaps the ARD magazine monitor, which brought a great contribution through the private old-age provision in its programme and thereby joined the insurance lobby mightily on the feet? Here a quote of the ARD-magazine monitor: “for many years insurance lobbyists and politicians have given us spoon fed: less statutory pension, more private pension provision. Now, the financial crisis threatens to undermine the retirement of many people. Instead of high returns, some will receive back the posts just yet, he has paid. But it might be worth in the face of imminent inflation danger in 20 years isn’t much. “A happiness so that there is still the general pension! Thus, the authors have hit the nail on the head. Now these shipment in the ARD-Mediathek is unlocked. It salary just to look, to understand! tv/monitor / maybe still a wisdom of the Dakota Indians along the way: “If you discover that you are riding a dead horse, get out!


Technical University Darmstadt

May 17, 2018

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He will represent the current financial crisis in historical contexts and the Latin American debt crisis since 1824, with the South Sea bubble, the Japan – Asia crisis, from 1982, as well as Parallels to the current situation to talk about the crash of 1929 and the crisis. An insight into the mounting debt and bond buy-back programmes will give Martin Wilhelm, IfK Institute for capital market. Current developments in the markets are its theme: where we see value and opportunities in the second half of 2009? How to find a safe way in the medium term in the turbulent financial crisis upwards? What must you do to be reliable in five years the winners? Robert Vinall, RV capital GmbH, believes that value investing is an optimal model to navigate successfully through the financial crisis. He explains the core ideas of value investing and their application at the present time some case examples as well as the traps that investors should avoid.


Robert Jacobi

May 16, 2018

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Insurance of loss of income, employee protection letter and private unemployment insurance. Can you hedge against the loss of earnings? The news is full of reports of factory closures, bankruptcies and short-time working. And so also new importance of protection in case of unemployment or of the failure of the company. The legal protection covers only a portion of the net income (unemployed without children 60%, with one or more children 67% of net income with ALG I). There is a gap of 40 and 33% of final earnings. Not rarely was calculated but financing car TV, kitchen furniture, loan agreements or similar agreements almost. Something is fatal,\”know the operators of the consumer portal, Robert Jacobi. No matter whether you should always first create a budget financing or insurance contract, so you know how much resources are actually available, \”advises the Berlin.

Is often too lightly, a trait of consumers, like used by the economy dealt with new debt. Many consumers are advised by the developments of the economy itself in difficulties. For just those, the lower salaries push the beads of sweat on his forehead, keeps the page 101 tips for saving alone with insurance. To the question why is precisely in this area much saving leave, Jacobi says: most Germans are not suitable for use and thus over-insured. Hardly anyone is aware. \”Because most policyholders don’t care about after graduating to their policies, mucking out could quickly bring some hundred euros, the expert thinks.

Last but not least price comparisons should be carried out regularly. Also it can be made free of charge and with no obligation on the portal. But even borrowers can be helped. The spring air has made who want home to be placed at the heart to not rush in terms of financing. You should always neatly compare. Here, too, many tread still a laborious way from Bank to Bank.


Pet Insurance

May 16, 2018

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So the faithful four-legged friend is completely protected if we oh-so sweet us a puppy in the House pick up, then the least it think that the little bundle of joy will also even older and thus might be hard ill. Some of the problems start even unexpectedly early. Just larger breeds tend sometimes to problems on the hindquarters, the so called hip dysplasia, which entail lengthy treatment or even surgery. Also acute danger situations, such as the stomach torsion, require immediate intensive action and a surgery at the clinic, to save the animal. To keep animals, which brings much joy, but just sometimes grief. Especially cats who enjoy free moving, often come with his home, and when a horse becomes ill, this is usually really expensive – solely on the basis of the mass of the patient -. The animal doctor needs to a House, say: visit to the cattleshed, compete.

And alone special clinics can OP take a horse insurance – best together with OP-insurance – the heavy patients to one, is therefore Horse owners are almost indispensable. Especially since, so the experts of IAK GmbH, the veterinarian fees continue to rise: “what whatever you do together with your horse – whether the ride or in the stable, the animal is constantly exposed to hazards and risks”, warns of big insurance brokers: “before that alone the horse health insurance companies offer protection.” This of course also applies to dogs or cats. The company has been active since 1984 with over 220,000 customers offers therefore all interested parties on its Internet platform extensive possibilities to compare rates and services. The dog owners liability there 35.90 euros. Also with regard to the liability of the holder. And it appears more important than ever. Finally you can never completely exclude Bitings among dogs. And also a horse can at any time be afraid and go through. With dramatic financial consequences. Because accidents are covered does not have the personal liability of the holder, as opposed to the risk of the cat stance of! You will find here all the pet insurance offers: tierversicherung.html





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